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Finance

Progressive Financing


We understand the economy has been tough on a lot of people. No Credit, Bad Credit, been there done that and got the t-shirt to prove it. That’s why we have been a leader in no credit check financing for years! Lots of people offer No Credit Check but most over charge and don’t really care about their customers, we do. With our program you have a 90 Day Same as Cash option!

Requirements
You must satisfy the following requirements to receive No Credit Check Financing.

  • Must be employed by the same company for at least SIX months. 

  • Earn $1,000 a month and deposit at least $500 a month into your checking account.

  • Must have a checking account that has been open for at least THREE months.

  • No NSFs and no more than 5 protected overdrafts in the last 30 days.

‚ÄčPre-Qualify
If you qualify based on the above requirements, please provide the documents listed below to verify the information given on the application. 

Approval Process
1. Verify INCOME REQUIREMENTS of $1,000 a month for at least 6 months, with a:

  • Paystub showing 6 months of employment; or

  • S.S. or Disability Benefit Letter

  • Letter from employer with hourly wage and YTD on company letterhead.

  • If self employed - Provide a 1099 and 30 day bank statement or a business license and 3 months of bank statement

2. Verify CHECKING ACCOUNT REQUIREMENTS with a 30 day bank statement that shows:

  • No NSFs & no more than 5 protected overdrafts

  • Account open for 3 months

  • $500 in deposits

  • Does not end with a negative balance.

3. VOIDED CHECK (Or a Bank Account Verification Form)
4. PHOTO I.D.

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Layaway:

We are proud to offer our customers online Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments. The program allows you to break down your order’s purchase price over a number of payments that you set. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!

All you have to do to sign up is create a FREE account by clicking HERE and you are ready to go! When you shop in our Online Showroom, you can then make use of the Lay-A-Way button that you will see next to every product!

For FAQs, click here